Regional Payment Infrastructure

Regional Payment Options

Fast, secure payment paths for South Africa, Botswana, Eswatini, Lesotho, wider SADC, and international clients.

Start a Project View Regional Tiers

We accept SADC-wide instant payments via TCIB where available - real-time ISO 20022 transfers for cross-border settlement across the region.

Tier 1

South Africa - Fastest Money, Lowest Friction

We accept:

  • PayFast card and instant EFT - PCI-compliant with immediate confirmation.
  • PayShap instant payouts up to R50 000 in seconds.
  • Real-Time Clearing (RTC) bank-to-bank instant transfers.
  • Standard EFT for larger invoices and corporate approvals.
  • Visa and Mastercard corporate credit and debit cards.

Optimal billing flow: discovery fee via PayFast, project deposit via EFT to Capitec, retainer via monthly debit order.

PayFast, PayShap, RTC, EFT
Pay or enquire in ZAR
Tier 2

Botswana - High Potential, Moderate Friction

We accept:

  • Stripe card payments for USD-linked project billing when enabled.
  • Bank transfer via Standard Chartered or compatible corporate banking rails.
  • Cross-border EFT for 48-72 hour corporate settlement windows.

Suggested invoicing: 50% upfront and 50% on delivery, priced in BWP or USD.

Stripe, BWP/USD invoice, bank transfer
Request BWP/USD billing
Tier 3

Eswatini - Emerging Market, Zero FX

We accept:

  • EPS local fast-payment switch support where client banks provide access.
  • Cross-border EFT to South Africa via Standard Bank and compatible banks.
  • Rand-linked pricing with 1:1 ZAR/SZL parity for simple approvals.

Pricing: quoted in Rand or Lilangeni to remove conversion confusion.

EPS, EFT, ZAR/SZL parity
Request SZL billing
Tier 4

Lesotho - Small Market, High Trust

We accept:

  • LeSwitch mobile money for supported local mobile payments.
  • EFT to South Africa via Standard Bank Lesotho to South African accounts.
  • Rand-linked pricing with 1:1 ZAR/LSL parity.

Suggested invoicing: quarterly payment plans for retainers and support contracts.

LeSwitch, EFT, ZAR/LSL parity
Request LSL billing
Tier 5

International Clients

We accept:

  • Stripe for USD, GBP, EUR, and AUD card payments when enabled.
  • Wise Business for multi-currency transfers and lower FX costs.
  • PayPal for small-ticket transactions where appropriate.
  • Flutterwave / Paystack for Africa-wide payout and card coverage where applicable.

Currency: invoices can be issued in the client's preferred currency where supported.

Stripe, Wise, PayPal, Flutterwave
Request international billing